💲eXp Pay💲

Say goodbye to waiting days for your commission! eXp now offers Real-Time Payments (RTP), allowing agents to receive their earnings in as little as 15 MINUTES of closing being processed. Faster, simpler, and smarter – because your time (and money) matters.

How It Works

RTP is a method of electronic funds transfer that delivers money directly to your bank account in as little as 15 minutes and no later than 2 hours, depending on your bank. This replaces the traditional ACH system which can take 1-3 business days.

This service is available to all eXp agents whose banks accept Real-Time Payments. 

The Benefits of RTP + Single Check

✅ Instant Pay – Same-day deposits mean faster access to your commissions

✅ Fewer Errors – Single Check streamlines the closing process by reducing back-and-forth with multiple Disbursement Authorizations

✅ No More Delays – No waiting on closing entities to mail or hand over checks

"Single Check" means the gross commission check goes directly to eXp, who then pays you. This eliminates extra steps and speeds things up.

Agent FAQs

Will I still get a CDA to check my splits?

You will still have a CDA that will go to you, the team and title company, but it will show just one payment on it to eXp. Internally, eXp will have the splits entered from Skyslope and will pay out each person individually.  This eliminates CDA errors and revised CDAs with changes due to splits, capping etc.  It also will cut down on title having to recut checks if there is a "split error" or capping and they sent the wrong amount, they will still send the whole total and we will break it down, instead of a bunch of checks. 

                                           SEE BELOW FOR HOW TO CHECK TRANSACTION SPLITS

How do I check if my bank supports RTP?

Most major banks support RTP. Check with your bank or look for “Real-Time Payments” in your online banking options.  You can also check the following website: Participating Financial Institutions

Will my payment method change if my bank doesn’t support RTP?

If your bank does not support RTP, your commission will be processed via ACH, which typically takes 24-48 hours.
 

How often does eXp run RTP payments?

Every hour from 9am to 12am EST (8am – 11pm CST).

What do I need to do to receive RTP?

If your bank is eligible, you’re automatically enrolled.

• Want to update your direct deposit info? Do it through My eXp.

• Prefer paper checks? You can still opt out or receive ACH instead.
  
  

How do I sign up for Single Check?

Fill out this quick form: Single Check / RTP Enrollment Form

What is the difference between RTP and ACH?

Answer: RTP (Real-Time Payments) = Instant deposit. ACH = Standard bank transfer, which can take 24-48 hours.

Why is my RTP showing as "Pending" in my bank?

Some banks show RTP as pending even after the funds have settled. Your balance should reflect the deposit shortly.

I usually get paid via check at the closing table. Will that change?

RTP only applies to gross commission checks received by eXp (Single Check). You can participate in RTP by requesting to receive your commission through Single Check at closing. More information can be found here: Agent FAQs About Single Check.

What do I need to do to get paid as fast as possible?

Upload all required documents for your state as well as closing documents (settlement statement and copy of check/payment) as soon as possible into SkySlope. Missing or incomplete docs will delay your payment.

What happens if I forget to upload my closing docs?

Your payment cannot be processed until all required documentation for your state and closing documents(settlement statement and copy of check) are uploaded and verified. If documents are uploaded after normal processing hours, your payment may be processed the next business day. To avoid delays, upload all required documents ASAP.

Who can I contact if I want to enroll or have more questions?

Contact your Transactions Team via Workplace, email or eXp.World.  You can also contact our Expert Care Team 24/7 @ 855-966-1397.  

Tips for Fast Payments

• 📅 Upload all required closing documents in SkySlope immediately after closing

• 🔍 Double-check that your settlement statement and commission check copy are included

• ⏰ Payments outside normal hours may process the next business day