Agent Stocks & Finances

At eXp, you are not just an agent. You have the opportunity to become an owner.

Unlike traditional brokerages, eXp gives agents access to equity programs designed to reward production, contribution, and long-term alignment with the company’s growth.

Ownership changes the conversation. You are building income and enterprise value at the same time.

eXp Realty is publicly traded under the symbol EXPI. That means agents can earn stock in multiple ways based on performance and participation.

There are three core ways agents participate in ownership:

• Production-based stock awards
• ICON Agent award stock
• Voluntary stock purchase program

Each program has specific qualifications and timelines. Rather than summarize every detail here, we want you using the official and most up-to-date resource directly from eXp.

The ownership programs are powerful, but they are also technical. Award amounts, vesting schedules, enrollment windows, and eligibility requirements can change.

For the most current and official breakdown of the Agent Stock and Equity programs, visit:

https://www.exprealty.com/agentstock

On that page, you’ll find detailed information about:

• How stock awards are earned on your first transaction each anniversary year
• How stock is awarded when you cap
• Full ICON Agent Award qualifications and cultural contribution requirements
• ICON timelines and anniversary-year calculations
• Vesting schedules and holding requirements
• How the 5% Agent Equity Program works
• Enrollment windows for purchasing stock at a discount
• How stock awards are delivered and tracked
• Frequently asked questions about eligibility and participation
• Tax considerations and general guidance
• Current award values and any updates to the program

You won't see the stocks broken out as a line item on a CDA because it's not something the title company needs to know about. What you will see is the 5% purchase deducted from the net net GCI.  In the example below, the example on the left (green) shows that the agent is enrolled in the program and how that is deducted on the CDA.  The column on the right is for an agent that is not enrolled in the stock purchase program and there is no deduction on the CDA.

To check or edit your stock selections, please send login to the Morgan Stanley portal. 

The eXpert Care Team is available to assist with general inquiries about eXp's stock programs.

Mon – Fri 8am – 11pm ET

Sat & Sun 8am – 8pm ET

The screenshots below are our "CDA Checker" spreadsheet vs the corresponding official CDA pictured just below it.